Collection of information
When you visit the SemiCash website, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website.
If you open an account, we collect information regarding your contact information such as your name, address, phone, email, and other similar information. We also ask you to create a password, security question and answer to protect your account. This information is required to process transactions, reset your password, protect your account against fraud and to contact you. Financial information - the full bank account numbers and credit card numbers that you link to your SemiCash account.
Before permitting you to use our Service, we may require you to provide additional information we can use to verify your identity or address or manage risk. We may also obtain information about you from third parties such as identity verification services.
When you are using our Service, we collect information about your account transactions and we may collect information about your computer or other access device for fraud prevention purposes.
Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.
Use of Information
We collect, store and process your personal information on servers located in United States that are protected by physical as well as technological security devices. We use the information we collect about you to provide our services, process your transactions and to provide proper customer service.
We give access to personally identifiable information about our members only to those employees who require it to fulfil customer service requests. Your complete banking or credit card information is never exposed and only your last four digits at most will be visible for verification purposes. All financial data is stored in encrypted format.
We will not sell or rent a list of our customers or your personal information to third parties. Your name, email address and verification status are displayed to other SemiCash customers with whom you will be transferring funds through SemiCash. If you are using your SemiCash account for Business, we will also display your company name and website address to other SemiCash members.
Your credit card number, bank account and other financial information will NEVER be revealed to anyone. If you are buying goods or services through SemiCash, the seller may request that you provide a delivery address so you can receive your product. The seller may choose to decline your SemiCash payment and cancel the transaction if you do not provide the information.
When you access our website, we, or companies we hire to track how our website is used, may place small data files called "cookies" on your computer.
We send a "session cookie" to your computer when you log in to your account. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don't need to ask you for your password on each page. Once you log out or close your browser, this cookie expires and no longer has any effect.
We also use longer-lasting cookies for other purposes such as to display your e-mail address on our sign-in form, so that you don't need to retype the e-mail address each time you log in to your account.
We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website. We may also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.
SemiCash is committed to handling customer information with the highest standards of information security. Your credit card and bank account information is stored in encrypted format. When your information is transferred over the internet, 128-bit Secure Socket Layer (SSL) encryption is used to ensure your sensitive data is not legible by anyone on the internet.
If you have any questions about this privacy statement, SemiCash's information practices or your dealings with SemiCash, you can contact us.
Updatad: May 15, 2010.